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5 tips to get the best car finance deal
Dec15

5 tips to get the best car finance deal

While there’s nothing quite like driving a new car off the forecourt, first you need to get up to speed on your finance options, writes Geraldine Herbert 1)    Haggle Don’t be afraid to haggle before making any car purchase and agreeing on a finance deal.  Obviously the more money you are spending on the car the greater the scope for manoeuvring but regardless of the price it is always worth trying to negotiate. If you can’t get...

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Car Finance Terms Explained
Mar09

Car Finance Terms Explained

Thinking of buying a car but don’t speak the language of loans? Check out our handy car finance glossary writes Geraldine Herbert   APR  – Short for Annual Percentage Rate. This is the amount of interest charged on the loan, including any fees. All lenders must calculate the APR in the same way so it is not only the best way to compare loan providers but it shows how much you’re actually going to pay over the period of the...

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Your guide to buying winter wheels
Dec22

Your guide to buying winter wheels

As the temperature drops the lure of a good set of winter wheels is very appealing but how do you choose the best option for you asks Geraldine Herbert  It seems even the most ardent city dweller occasionally yearns for a Sports Utility Vehicle (SUV) given the pace of sales over the past few years. There was a time when the choice of a 4×4 was simple but now there is a bewildering range to choose from and car makers have...

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Car Finance Options
May28

Car Finance Options

How to get the best deal when it comes to buying a new car, we look at your car finance options writes Geraldine Herbert The number of brand new cars driven off forecourts in the first quarter of this year was up 28% on the previous year’s figures. The second half of the year may well prove to be even more buoyant. Last year the second half of 2013 outperformed the same period the previous year by a substantial 65% thanks to the...

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Why it pays to shop around for Car Finance
Jan28

Why it pays to shop around for Car Finance

Want to drive a good deal on car finance, do some research and shop around writes Geraldine Herbert There are three main options for financing a new car; a personal/car loan, buying on hire purchase or through a personal contract purchase (PCP). 1)    Borrowing money from a bank, building society or credit union gives you ownership of a car. The best way to compare loans is on APR – the annual percentage rate as this allows you work...

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PCPs – An affordable way to buy a new car
Jul02

PCPs – An affordable way to buy a new car

The long-suffering motor industry has come up with a new payment plan in an effort to allow customers to buy new cars without feeling the pinch. Geraldine Herbert explains what PCPs are and how do they differ from other forms of car finance. Despite a fall in the number of cars sold in the first six months, the car industry is responding with some tempting new finance offers to encourage buyers back into the showrooms. These days few...

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