5 Questions to ask before buying a car on a Personal Contract Plans (PCP)
Personal Contract Plans (PCPs) work very well for some buyers but you need to be fully aware of the T & Cs writes Geraldine Herbert The idea of a PCP is simple: buyers put down a deposit or trade-in their old car, followed by monthly payments made over three years and are given a ‘guaranteed minimum future value’ (GMFV) by the dealer at the outset, which is the amount required to purchase the car outright at the end of...
Car-buying tips to put you in the driving seat
There are a few things you need to consider when shopping for a new car, writes Geraldine Herbert 1 THERE HAS NEVER BEEN A BETTER TIME TO GO ELECTRIC One in three car buyers walking into dealerships are no longer opting for a petrol or diesel car. Electric cars, plug-in hybrids and regular hybrids now make up more than 30pc of new car sales. Car makers are responding to demand with a host of options, but how they differ and which is...
Eight car options worth paying for
When it comes to car options there are a few luxuries that we think are worth paying for writes Geraldine Herbert There is a bewildering amount of choice when it comes to car extras and it is easy to blur the line between wants and needs but whichever you are considering make sure research your options and know exactly what you are getting for your money. Its also worth remembering that some options may make resale values higher so...
Thinking of buying a van?
Thinking of buying a Van? Here are some ‘Van Buying Tips’ that you should bear in mind writes Suzanne Keane Size – Overloading is both dangerous and illegal so work out the size of van you need. A good rule of thumb is to add 15 per cent more than you think you will need. Space – What will you be carrying regularly and what is the biggest load you are likely to need to transport...
The best deals around on a new car
Car Dealers are offering everything from discounts, shopping vouchers and free servicing to attract buyers into their showrooms, writes Geraldine Herbert Now is a good time to buy an Audi A3, with APR rates from 2.9% per month as well as a number of exclusive upgrade packages. The French carmaker Citroën plans to lure potential 201 buyers into its showrooms with zero APR rates on the C3, C4 Cactus and the Grand C4 SpaceTourer;...
What is the best way to pay for your new car?
When buying a new car figuring out the best way to finance the deal is crucial writes Geraldine Herbert Hire Purchase (HP) Finance With a hire purchase agreement, you pay an initial deposit and pay an agreed amount in monthly repayments and the balance is divided equally over the finance period. Once all the payments have been made you own the car. HP finance agreements range from three to five years. The main difference between using...