Nine things to know about Personal Contract Plans (PCP)
Mar16

Nine things to know about Personal Contract Plans (PCP)

The Competition and Consumer Protection Commission (CCPC) recently released their report into the use of Personal Contract Purchase (PCP) finance writes Geraldine Herbert 1) On average consumers spent almost 4½ times longer selecting the car in comparison to considering how to pay for it.An average of 9.7 hours is spent by most car buyers researching cars at home and 7.2 hours physically viewing cars. By contrast an average of only...

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Is a PCP the best way to finance your next car?
Oct03

Is a PCP the best way to finance your next car?

Personal Contract Plans (PCPs) are not suited to everyone writes Geraldine Herbert With more than 30 per cent of new cars sold on Personal Contract Plans, PCP deals are one of the reasons why car sales have steadily recovered since the market crash of 2009. The idea is simple: buyers put down a deposit or trade in their old car, followed by monthly payments made over three years and are given a “guaranteed minimum future...

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Tyres and Tribulations – Punctures and how to avoid them
Nov01

Tyres and Tribulations – Punctures and how to avoid them

With the darker nights it’s important to know how to prevent punctures and what your options are so we have some advice writes Geraldine Herbert There is never a good time for a puncture and there is nothing more annoying than driving along to the sound of a flat tyre.  As a rule of thumb most motorists will experience a puncture about once every five years but that is little consolation when you are at the side of the road on a...

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The key to a car thief’s success
Sep13

The key to a car thief’s success

New technology means cars are harder than ever to steal. So now more and more thieves are targeting the keys to get the car. Make life harder for thieves  with our four  top tips writes Geraldine Herbert   Don’t display your car keys in the hallway If a  thief spots them through the letterbox, it’s too easy for them to break in or use a ‘hook and cane’ to get them.  But remember if someone is willing to break...

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Can Telematics Make Your Car Insurance Cheaper?
May19

Can Telematics Make Your Car Insurance Cheaper?

Can Big Brother really cut your car insurance premiums, Geraldine Herbert finds out There’s a hidden device attached to the car I’m driving. It doesn’t close doors, heat my seats, or find the perfect parking spot. Instead it logs my driving habits and aims to save me money. A black box, within the car, monitors how harshly I brake, accelerate and corner and this information determines how much of a risk I pose on the...

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Ten tips for cutting the cost of motoring
May17

Ten tips for cutting the cost of motoring

  From smart parking  to reducing your insurance premium Geraldine Herbert has some tips to make driving a more economical option It’s no secret that owning a car is expensive, whether resting on your driveway or eating the miles on the motorway your car is costing you money. So from avoiding unnecessary parking charges to reducing your insurance premium we have 10 tips to make driving a more economical option Frugal refuelling...

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