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Used Car Finance

What finance options are available for purchasing that “nearly new” vehicle? We’ve gathered details of some of the offers currently available writes Suzanne Keane

Skoda dealers nationwide are offering an amazing 0% Hire Purchase finance on 2012-2017 used Skoda models until the 30 th November. Skoda also offer an approved used cars programme where cars undergo 100 individual checks where any faults are repaired. These cars are then sold with a minimum 1 year Skoda warranty, 1 year roadside assistance and the option to exchange for a vehicle of similar value within 30 days if an irreparable fault occurs.

The new Renault Selection scheme offers a minimum 2-year warranty and 2 years of roadside assistance on used cars up to six years old. As part of this scheme Renault will exchange any vehicles for one of similar value if an irreparable fault occurs within 30 days (or 1000km). To celebrate being the first dealership with a dedicated Renault Selection used car showroom Renault Belgard are offering 1.72% finance on selected used Renaults until the end of the month.

If you buy a Peugeot dealer demo you’ll get a 4.9% rate on Hire Purchase while the BMW Premium Selection programme offers cars that are less than 5 years old that have undergone an inspection by BMW technicians.

Volkswagen’s used car finance is available from 3.9% for passenger and commercial vehicles. These come with a 1 year VW warranty, 1 year roadside assistance and an exchange policy within 30 days for irreparable fauts while Audi have a rate of 2.9% APR. Seat are currently offering 2.9% finance on the purchase of ex-demos and if you’re looking for a used Mazda the majority of their retailers will offer PCP finance from 5.9% on used Mazda’s up to 4 years old. Mazda are also offering Eco Upgrades of up to €3,500 if your current vehicle produces 130g/km of Co2 or greater.
Citroen are hosting a 2017 fleet sale with cars having a 4-year warranty, 2 years AA roadside assistance and flexible finance options.

Volvo will knock €7,500 off the price of nearly new S90s while stocks last and Nissan Windsor has reduced 25% off the price of pre-loved 171s.

Toyota’s reduced APR offers have ended for 2017 but if you buy from the Toyota Plus range the car will come with 2 year’s free servicing, 12 months roadside assistance and a minimum 12-month warranty. Each of these cars will have passed a rigorous 100-point inspection before being approved for the Toyota Plus scheme.

The Mercedes Star Select Programme vehicles come with a 1-year (50,000km) warranty, a SIMI/HPI vehicle history certificate, 12 month’s roadside assistance and a 30-day exchange plan.

Opel’s Network Q programme ensures used Opels come with a 12-month unlimited mileage warranty, 12 month’s road side assistance and a 30-day exchange option for mechanical or electrical faults. They will also give a limited guarantee against NCT failure during the warranty period. If you can’t find your perfect car in the forecourt Opel will do a nationwide search to locate exactly what you’re looking for.

Jaguar and Landrover’s approved promise cars come with a 2-year unlimited mileage warranty, 24 months of Ireland and European roadside assistance and an independent mileage and history check.

Suzanne Keane

17th November, 2017

Author: Suzanne Keane

A confirmed petrol head with a penchant for Retro VW’s, Suzanne has been taking apart (and sometimes putting back together) her own cars for years! You can follow Suzanne on Twitter at @g60girl

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