{"id":15139,"date":"2016-06-28T01:07:57","date_gmt":"2016-06-28T00:07:57","guid":{"rendered":"http:\/\/www.wheelsforwomen.ie\/?p=15139"},"modified":"2016-06-28T01:14:56","modified_gmt":"2016-06-28T00:14:56","slug":"family-cars-e40000-e50000","status":"publish","type":"post","link":"https:\/\/www.wheelsforwomen.ie\/index.php\/family-cars-e40000-e50000\/","title":{"rendered":"Family cars from \u20ac40,000 \u2013 \u20ac50,000"},"content":{"rendered":"
\"After<\/a>

The\u00a0Honda Civic Type R.<\/p><\/div>\n

With this type of a budget there is a huge amount of choice writes Geraldine Herbert<\/strong><\/em><\/p>\n

With a budget this large it is unlikely anyone will opt for a small hatchback but for comparison purposes we have stayed with that format here too. Also with regard to finance it is fair to assume that most buyers would have a reasonably expensive car to use as a deposit so the amount put down is likely to be greater than 20% but again for comparison purposes we have used 20% as the amount for all categories.<\/p>\n

Honda Civic Type R<\/strong><\/p>\n

In this price range if you are opting for small family hatchback you have\u00a0 a dazzling array of seriously hot hatches and the Type R is one of the best around. Powered by the most extreme and high-performing engine in the models history and it is also the fastest accelerating front wheel drive car currently on the market.\u00a0 The practicality of a regular Civic is retained – there’s plenty of space for all, though space in the back is a little tight.\u00a0 There is also a really decent sized boot but Honda\u2019s \u2018Magic Seats\u2019 were sacrificed to save weight. That power comes from a turbocharged 2.0 litre VTEC petrol engine with peak power output of 305bhp at 6,500rpm, and peak torque is 400Nm at 2,500rpm. On the road it is incredible involving and amazingly quick, it feels like it could become airborne at any stage.\u00a0 Officially the Type R will return 7.3 litres per 100 km or 38.7mpg, and with emissions of 170g\/km it will cost \u20ac570 a year to tax it. The Honda Civic Type R is a fantastic car, it is composed, reasonable practical, fast and yet still smile-inducing fun.<\/p>\n

Euro NCAP Safety Rating: <\/strong>5 stars<\/p>\n

Starting Price: \u20ac<\/strong>48,750<\/p>\n

Also Consider:<\/strong>\u00a0 VV Golf R<\/p>\n

Finance Options for Civic Type R<\/strong><\/p>\n

Price \u20ac48,750<\/p>\n

Deposit Amount \u20ac9,750\u00a0\u00a0\u00a0\u00a0 (20%)<\/p>\n

Finance Amount \u20ac 39000<\/p>\n

(There is currently no PCP arrangement offered)<\/p>\n

 <\/p>\n

BOI<\/strong><\/p>\n

Monthly Payments \u20ac1,209.56<\/p>\n

Total Cost of Credit \u20ac4,544.16<\/p>\n

%\u00a0 APR \u00a07.5<\/p>\n

 <\/p>\n

AIB<\/strong><\/p>\n

Monthly Payments \u20ac1,250.34<\/p>\n

Total Cost of Credit \u20ac6012.24<\/p>\n

%\u00a0 APR \u00a09.99<\/p>\n

 <\/p>\n

Ulsterbank<\/strong><\/p>\n

Monthly Payments \u20ac1215.29<\/p>\n

Total Cost of Credit \u20ac4,750.44<\/p>\n

%\u00a0 APR \u00a07.9<\/p>\n

 <\/p>\n

Credit Union<\/strong><\/p>\n

Monthly Payments \u20ac1,210.58<\/p>\n

Total Cost of Credit \u20ac45080.85<\/p>\n

%\u00a0 APR \u00a07.61<\/p>\n

\u00a0<\/strong><\/p>\n

\"BMW<\/a>

BMW 5 Series<\/p><\/div>\n

BMW 5 Series<\/strong><\/p>\n

Despite being due for replacement later this year the BMW 5 series is still a great blend of style, luxury, comfort, handling and road holding. It is showing it\u2019s age however and the recent arrival of all new Mercedes E-Class has only highlighted that fact. The new model is likely to be powered by a range of new engines and a plug-in hybrid option along with much of the technology from the flagship\u00a0BMW 7 Series. In the current range there is a good choice of engines and versions to choose from but the diesels are the best suited to the car. Specification levels are SE, Modern, Luxury and M Sport and are reasonably generous but be warned options are extensive and expensive. One of the very best saloons around the \u2018ultimate driving machine’ tagline still applies.<\/p>\n

Euro NCAP Safety Rating: <\/strong>5 stars<\/p>\n

Starting Price: <\/strong>\u20ac45,200<\/p>\n

Also Consider:<\/strong> Audi A6<\/p>\n

Finance Options for 520D SE Automatic<\/strong><\/p>\n

Price \u00a0 \u00a0 \u00a0 \u00a0 \u20ac50,053<\/p>\n

Deposit Amount (20%) \u00a0 \u00a0 \u00a0 \u00a0\u20ac10,012<\/p>\n

Finance Amount \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u20ac40,041<\/p>\n

 <\/p>\n

PCP \u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><\/p>\n

%\u00a0 APR\u00a0 3.90%<\/p>\n

Monthly Payments \u00a0 \u00a0 \u00a0\u20ac576<\/p>\n

Guaranteed Minimum Future Value: \u00a0 \u00a0 \u00a0 \u20ac22,889<\/p>\n

Total Cost of Credit \u00a0 \u00a0\u20ac3,734.63<\/p>\n

 <\/p>\n

HP\u00a0<\/strong><\/p>\n

%\u00a0 APR\u00a0 7.30%<\/p>\n

Monthly Payments \u00a0 \u00a0 \u00a0\u20ac791.91<\/p>\n

Total Cost of Credit \u00a0 \u20ac 7,623.95<\/p>\n

 <\/p>\n

BOI<\/strong><\/p>\n

Monthly Payments \u20ac1241.85<\/p>\n

Total Cost of Credit \u20ac4,665.60<\/p>\n

%\u00a0 APR \u00a07.5<\/p>\n

 <\/p>\n

AIB<\/strong><\/p>\n

Monthly Payments \u20ac1,283.71<\/p>\n

Total Cost of Credit \u20ac6172.56<\/p>\n

%\u00a0 APR \u00a09.99<\/p>\n

 <\/p>\n

Ulsterbank<\/strong><\/p>\n

Monthly Payments \u20ac1,246.45*<\/strong><\/p>\n

Total Cost of Credit \u20ac4,872.20<\/p>\n

%\u00a0 APR \u00a07.9<\/p>\n

(* Max of 40,000 can be borrowed from Ulster bank)<\/p>\n

 <\/p>\n

Credit Union<\/strong><\/p>\n

Monthly Payments \u20ac1,242.89<\/p>\n

Total Cost of Credit \u20ac4703.12<\/p>\n

%\u00a0 APR \u00a07.61<\/p>\n

 <\/p>\n

\"Ford<\/a>

Ford Galaxy<\/p><\/div>\n

Ford Galaxy<\/strong><\/p>\n

Over shadowed by the much sexier S-Max, the brilliant Ford Galaxy is worth considering if you need the third row of seats to be used by adults and not just children. While it gains very little in space over the S-Max, it is noticeably better in terms of headroom and leg room so even six footers can be accommodated without too many squabbles and complaints. From the outside the\u00a0new third generation Galaxy is instantly recognisable and apart from the new grille and headlamps little has really changed but inside there is now a\u00a0 much classier interior crammed with cutting-edge technology. Behind the wheel it feels considerably smaller and more agile than its size would suggest. Most Galaxy owners are\u00a0likely to opt for a\u00a0diesel engine so\u00a0there are range of 2.0-litre units to\u00a0choose\u00a0from and one petrol a\u00a01.5-litre Ecoboost.<\/p>\n

Euro NCAP Safety Rating: <\/strong>5 stars<\/p>\n

Starting Price: <\/strong>\u20ac38,860<\/p>\n

Also Consider:<\/strong> Seat Alhambra<\/p>\n

Finance Options for Galaxy Titanium 5Dr 2.0L 150PS<\/strong><\/p>\n

Price \u20ac44985<\/p>\n

Deposit Amount \u20ac 8997\u00a0\u00a0 (20%)<\/p>\n

Finance Amount \u20ac 35998<\/p>\n

 <\/p>\n

PCP<\/strong><\/p>\n

%\u00a0 APR 4.25<\/p>\n

Monthly Payments \u20ac587<\/p>\n

Guaranteed Minimum Future Value: \u20ac17,000<\/p>\n

Total Cost of Credit \u20ac2,144<\/p>\n

 <\/p>\n

 <\/p>\n

BOI<\/strong><\/p>\n

Monthly Payments \u20ac1,116.46<\/p>\n

Total Cost of Credit \u20ac4194.56<\/p>\n

%\u00a0 APR \u00a07.5<\/p>\n

 <\/p>\n

AIB<\/strong><\/p>\n

Monthly Payments \u20ac1,154.10<\/p>\n

Total Cost of Credit \u20ac3437.40<\/p>\n

%\u00a0 APR \u00a09.99<\/p>\n

 <\/p>\n

Ulsterbank<\/strong><\/p>\n

Monthly Payments \u20ac1121.80<\/p>\n

Total Cost of Credit \u20ac4,384.80<\/p>\n

%\u00a0 APR \u00a07.9<\/p>\n

 <\/p>\n

Credit Union<\/strong><\/p>\n

Monthly Payments \u20ac1,117.40<\/p>\n

Total Cost of Credit \u20ac4228.24<\/p>\n

%\u00a0 APR \u00a07.61<\/p>\n

\"Land<\/a>

Land Rover Discovery Sport<\/p><\/div>\n

Land Rover Discovery Sport <\/strong><\/p>\n

The Discovery Sport is the first in a new family of Discovery models from Land Rover. While is it essentially a larger and more practical Evoque it is clearly aimed at a completely different market with\u00a0the needs of a family firmly at its core. It is available in both a five seat or seven seat option. Inside it is particularly impressive and the amount of space, given its compact size, is remarkable. There is plenty of head and legroom front and back and more than sufficient room in the fold-flat third row to accommodate children or the occasional adult. \u00a0Sport buyers can choose from a range of engines but the pick of the bunch is \u00a0the 2.0-litre diesel\u00a0 Ingenium engine with emissions of just 119g\/km it is also available in front-wheel drive. There is also a choice of a six-speed manual or the silky smooth nine-speed automatic and four trim levels \u2013 S, SE, HSE and HSE Luxury. The Discovery Sport is one of the most impressive and capable compact SUVs around.<\/p>\n

Euro NCAP Safety Rating: <\/strong>5 stars<\/p>\n

Starting Price: <\/strong>\u20ac41,565<\/p>\n

Also Consider:<\/strong> Volvo XC60<\/p>\n

Finance Options for Discovery Sport 2.0 TD4\u00a0 S<\/strong><\/p>\n

Price \u20ac40,565<\/p>\n

Deposit Amount \u20ac 8,113\u00a0\u00a0 (20%)<\/p>\n

Finance Amount \u20ac 32452<\/p>\n

 <\/p>\n

PCP<\/strong><\/p>\n

%\u00a0 APR\u00a0 5.75<\/p>\n

Monthly Payments \u20ac545<\/p>\n

Guaranteed Minimum Future Value: \u20ac17,240<\/p>\n

Total Cost of Credit \u20ac 4,300<\/p>\n

 <\/p>\n

BOI<\/strong><\/p>\n

Monthly Payments \u20ac1,005.64<\/p>\n

Total Cost of Credit \u20ac3,775.04<\/p>\n

%\u00a0 APR \u00a07.5<\/p>\n

 <\/p>\n

AIB<\/strong><\/p>\n

Monthly Payments \u20ac1,040.41<\/p>\n

Total Cost of Credit \u20ac5,002.76<\/p>\n

%\u00a0 APR \u00a09.99<\/p>\n

 <\/p>\n

Ulsterbank<\/strong><\/p>\n

Monthly Payments \u20ac1,011.18<\/p>\n

Total Cost of Credit \u20ac3,952.48<\/p>\n

%\u00a0 APR \u00a07.9<\/p>\n

 <\/p>\n

Credit Union<\/strong><\/p>\n

Monthly Payments \u20ac1,007.33<\/p>\n

Total Cost of Credit \u20ac3,811.74<\/p>\n

%\u00a0 APR \u00a07.61<\/p>\n

\u20ac10,000 – \u20ac20,0000<\/a><\/p>\n

\u20ac20,000 – \u20ac30,0000<\/a><\/p>\n

\u20ac30,000 – \u20ac40,0000<\/a><\/p>\n

\u20ac50,000 +<\/a><\/p>\n

\u00a0<\/strong>(All finance details are based on a 20% deposit unless otherwise stated and over a three-year period. As rates vary from branch to branch the credit union rate quoted is the average Car Loan rate offered in 2015)<\/em><\/p>\n

Geraldine Herbert<\/strong><\/p>\n

28th June, 2016<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

With this type of a budget there is a huge amount of choice writes Geraldine Herbert With a budget this large it is unlikely anyone will opt for a small hatchback but for comparison purposes we have stayed with that format here too. 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