Beyond the Price Tag: The True Cost of Owning a Car in Ireland
When choosing a car it’s not just about the price tag writes Geraldine Herbert Before you decide on a car its important to factor in all the other costs Car Finance When it comes to buying, always look closely at the total cost rather than a monthly repayment. Monthly or weekly repayments can often conceal an expensive deal. You’ll also need to factor in additional costs like warranties and breakdown cover – so don’t overstretch...
Car Finance Terms Explained
Thinking of buying a car but don’t speak the language of loans? Check out our handy car finance glossary writes Geraldine Herbert APR – Short for Annual Percentage Rate. This is the amount of interest charged on the loan, including any fees. All lenders must calculate the APR in the same way so it is not only the best way to compare loan providers but it shows how much you’re actually going to pay over the period of the...
Financing your new car
Here’s what you need to know when it comes to paying for a new car writes Geraldine Herbert The Covid pandemic has created much uncertainty around purchases that have a significant impact on your finances like car buying. If you are considering changing your car you may be wondering is now the right time. To tempt you back into showrooms there are a host of post-covid car deals and offers available at dealerships nationwide, so it is...
Fancy a new Renault ….. you can buy now and pay later
In response to the COVID-19 crisis and the impact on the Motorist, there has never been a better time to buy a new Renault In a bid to tempt buyers back into showrooms new buyers can avail of Renault’s 202 Buy Now, Pay Later 3+2+1 Offer. Buy Now, Pay Later 3+2+1 Offer By delaying repayments on your new car through July, August, September the offer is designed to give people a chance to get back on their feet. Valid on all...
What is the best way to pay for your new car?
When buying a new car figuring out the best way to finance the deal is crucial writes Geraldine Herbert Hire Purchase (HP) Finance With a hire purchase agreement, you pay an initial deposit and pay an agreed amount in monthly repayments and the balance is divided equally over the finance period. Once all the payments have been made you own the car. HP finance agreements range from three to five years. The main difference between using...
