PCP deals from €350 or less per month
Thinking of buying on a PCP (Personal Contract Plan), we have five cars for €350 or less per month writes Geraldine Herbert BMW 1 series BMW’s baby Beemer is still one of most impressive hatchbacks on the road. Available in three or five door versions and three trim levels. There are a host of diesel and petrol engines to choose from and regardless of which you opt for its still one of the most engaging cars to drive from the frugal...
PCP deals from €300 or less per month
Thinking of buying on a PCP (Personal Contract Plan), we have five cars for €300 or less per month writes Geraldine Herbert Honda HR-V Honda may have pioneered the concept of the small sports utility vehicle (SUV), when the original HR-V model was launched in 1998, but it was Nissan that changed the way we think about family motoring with its Qashqai. Designed to appeal to young families unimpressed by the typical mini-MPV, the latest...
PCP deals from €250 or less per month
Thinking of buying on a PCP (Personal Contract Plan), we have five cars for €250 or less per month writes Geraldine Herbert Citroën C4 Cactus The name may evoke images of a sandy desert but the natural habitat of Citroën’s new C4 Cactus is the supermarket car park. The distinctive plastic panels fixed to the doors, known as Airbumps, are to protect from bangs and dents to doors caused by wayward supermarket trolleys so it...
The pros and cons of Personal Contract Plans (PCPs)
Personal Contract Plans are not suited to everyone, so study what’s best for you, writes Geraldine Herbert An increasingly popular way to finance a new car is under a Personal Contract Plans (PCP). But what exactly is a PCP and who is it best suited to? Nearly all car manufacturers now offer PCPs. Under this type of scheme the repayment schedule is split into three very distinct parts. First, a deposit is paid – usually 10%...
Thinking of buying a car on a PCP?
PCPs can be a great way of financing a new car but it’s not for everybody writes Geraldine Herbert When you buy a car on a PCP you are essentially paying to use it for a fixed number of years, with the option of buying it at the end of your contract or giving it back to the dealer. In terms of monthly repayments, it works out cheaper than hire purchase because it lets you defer part of the total cost of the car – a sum known as the...
