10 quick checks when buying a used car
If you are thinking about purchasing a used car here are 10 quick checks you can do writes Geraldine Herbert Tyres – Make sure there is plenty of tread left, and that the wear is even across them; and don’t forget the spare. Wheels – Check the wheels carefully for any marks or scuffs caused by kerbing. Windscreen – Ensure there are no cracks that could lead to an NCT failure. Lights – Ensure that all the lights are working and that...
‘Thrown to the wolves’ – Car insurance is out of control
Damning report on Car Insurance concludes drivers have been ‘thrown to wolves’, writes Geraldine Herbert The lack of transparency from the insurance industry, cartel-like behaviour and anti-competitive practices within the sector are all contributing factors to the rising cost of motor insurance, according to a report published this week. The Joint Committee on Finance, Public Expenditure and Reform found average premiums...
8 reasons why we are paying too much for motor insurance
The high cost of motor insurance is becoming a major obstacle to car ownership writes Geraldine Herbert so why are premiums on the rise so significantly Losses made by the insurance companies – The insurance industry argues that they have been losing money on motor cover in Ireland for past number of years so the current increases are an attempt to get premiums back to a profitable rate. However, this is at best only a partial...
Car insurance costs soar by over 35% in less than two years
Comprehensive cover has spiralled in the last 18 months, so what can motorists do, asks Geraldine Herbert Car insurance is on the rise and motorists are likely, on average, to pay €300 more for a comprehensive policy this year than they did in 2014. Fraud, legal fees, lack of enforcement and regulation of the insurance industry are all being blamed for hikes of over 35% in the cost of premiums. At a time when motorists should be...
How to save on your car insurance
We have some useful tips on how to drive down your insurance costs writes Geraldine Herbert Before you buy – Research the insurance costs before you buy your vehicle then consider the year, make and model. Think about dropping Fully Comprehensive Insurance for Third Party Fire and Theft as it is normally a lot cheaper. It is not an option for everyone but certainly it is one to consider if your car is worth less than €2,000....
