Is a PCP the best way to finance your next car?
Personal Contract Plans (PCPs) are not suited to everyone writes Geraldine Herbert With more than 30 per cent of new cars sold on Personal Contract Plans, PCP deals are one of the reasons why car sales have steadily recovered since the market crash of 2009. The idea is simple: buyers put down a deposit or trade in their old car, followed by monthly payments made over three years and are given a “guaranteed minimum future...
PCP deals from €200 or less per month
Thinking of buying on a PCP (Personal Contract Plan), we have five cars for €200 or less per month writes Geraldine Herbert Honda Jazz For 2016 the Jazz was completely revised from bumper to bumper, inside and out. It now sports a new and lighter chassis, upgraded interior quality with more space and more responsive steering. Inside cabin quality is much improved, it is also far more spacious, with better head, leg and...
Family cars from €50,000 plus
This is the very top end of the market and for that reason we have excluded the small family car from the range writes Geraldine Herbert Mercedes-Benz E-Class Saloon Despite being the car that defines the Mercedes brand and the best seller in their range, the E-Class has never been what you might consider exciting or entertaining to drive. All that changed with the launch of the new Model. Reassuringly the E Class does not look that...
Family cars from €40,000 – €50,000
With this type of a budget there is a huge amount of choice writes Geraldine Herbert With a budget this large it is unlikely anyone will opt for a small hatchback but for comparison purposes we have stayed with that format here too. Also with regard to finance it is fair to assume that most buyers would have a reasonably expensive car to use as a deposit so the amount put down is likely to be greater than 20% but again for comparison...
Family cars from €30,000 – €40,000
With many of the luxury manufacturers dipping into this market with lower priced models designed to attract younger buyers, the premium 30,000 – 40,000 category has become seriously competitive writes Geraldine Herbert Audi A3 The Audi A3 is one of the most classy hatchbacks around and exudes an air of quality but you will pay a premium for the badge and the A3 is more expensive than more mainstream competitors. Inside it has a...
