Buying a Used Car? Ask These Crucial Questions to Avoid Costly Mistakes!
Sellers have a legal responsibility to give you accurate and truthful answers so ensure you ask the right questions writes Geraldine Herbert When buying from a private seller you do not have the same consumer rights as you do when buying a car from a dealership, it is very much a case of ‘buyer beware. However, it is an offence for a seller to withhold or provide misleading information about the car so with this in mind there are...
How to avoid buying a clocked car
It is estimated that clocking costs €9bn across the EU and around €60m in Ireland annually writes Geraldine Herbert What is car clocking and how easy is it to do it? ‘Clocking’ is a term used to describe the process of reducing a car’s recorded mileage, helping it to appear more attractive to prospective buyers. With modern cars it can simply mean plugging in a laptop into the central computer under the bonnet. With older...
Five things the government could be doing to tackle the cost of motor insurance premiums
Despite two government reports into the cost of motor insurance premiums continue to rise writes Geraldine Herbert According to the CSO motor premiums were 2.6% lower in April compared with a year earlier while CSO figures in May reflected an 8.6% decrease in Motor Premium compared to May 2016. But it seems many motorists are still experiencing an increase when renewing. We recently asked people to get in touch with their current...
8 reasons why we are paying too much for motor insurance
The high cost of motor insurance is becoming a major obstacle to car ownership writes Geraldine Herbert so why are premiums on the rise so significantly Losses made by the insurance companies – The insurance industry argues that they have been losing money on motor cover in Ireland for past number of years so the current increases are an attempt to get premiums back to a profitable rate. However, this is at best only a partial...
Car insurance costs soar by over 35% in less than two years
Comprehensive cover has spiralled in the last 18 months, so what can motorists do, asks Geraldine Herbert Car insurance is on the rise and motorists are likely, on average, to pay €300 more for a comprehensive policy this year than they did in 2014. Fraud, legal fees, lack of enforcement and regulation of the insurance industry are all being blamed for hikes of over 35% in the cost of premiums. At a time when motorists should be...
