PCP or personal loan? The pros and cons explained…
Jun12

PCP or personal loan? The pros and cons explained…

Consider your car finance options carefully in order to get the best value for your money, writes Geraldine Herbert Unless you are a cash buyer, when buying a new car the chances are you are likely to consider opting for a personal contract plan (PCP) or borrowing the money from a bank or credit union. Below are some things to consider before you commit to either. Personal Loan The simplest way you can finance the purchase of a new...

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Is it time to ditch diesel?
Jan17

Is it time to ditch diesel?

The rise of hybrid and electric cars coupled with tough emissions laws will mark the end of our diesel love affair, writes Geraldine Herbert In 2017, diesel car sales fell by almost 20 per cent in the UK due partly to the threat of additional taxes and bans in cities. Sales in Ireland have declined more slowly and the market share of diesel has moved from 70% of all new cars bought in 2016 to 65% in 2017. Fuel choice has become a...

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How to finance your next car
Jan10

How to finance your next car

Consider your finance options carefully in order to get the best value for your money writes Geraldine Herbert Thinking of buying a new car? With a multitude of finance options available it pays to spend time determining just what is the best type of finance to sign up for. Aside from paying in cash your options include, a bank loan or credit union loan, Hire Purchase (HP) or Personal Contract Plans (PCP). PCPS An increasingly popular...

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Shop around and drive a great 181 bargain
Nov23

Shop around and drive a great 181 bargain

From shopping vouchers to free servicing, it’s enough to make the end of the year a truly festive season for new car buyers, writes Geraldine Herbert Now is a good time to buy an Alfa Romeo, from now until December 31 2017, the Italian car maker is offering Personal Contract Plan (PCP) finance, with an APR rate of 2.9%, or a Hire Purchase (HP) finance rate from 0%. At Audi dealerships around the country, the 181 Sales Event has...

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New SUVs Coming Soon
Oct19

New SUVs Coming Soon

Thinking of buying an SUV? Then check out some of the exciting new models coming our way over the next few months writes Geraldine Herbert   Citroen C3 Aircross The C3 Picasso is no more and has been transformed into a funky crossover that will compete with rivals that include Peugeot’s 2008 the Nissan Juke and Renault Captur. Powering this compact SUV will be a choice of three-cylinder PureTech 82, 110 and 130 petrol units and...

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Customer protection agency to examine PCP car finance market
Jul17

Customer protection agency to examine PCP car finance market

The Competition and Consumer Protection Commission (CCPC) announced that it has commenced a study of the Personal Contract Plan (PCP) car finance market If you have bought a car on a  PCP agreement, particularly if you have either experienced problems in understanding the product before buying or had difficulties from the time of siging up to the contract then the Competition and Consumer Protection Commission (CCPC)   would like to...

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